Welcome to Ary Invest. Please review our service agreement parameters carefully. By registering for, accessing, or using this learning platform, you explicitly consent to be bound by these Terms of Use.
1. About the Programme
The ARY Invest Learning and Coaching Programme is designed to provide general financial and investment education and coaching. The lessons, examples, tools, templates, and case studies are for learning purposes only and should not be treated as personal investment, legal, or tax advice. This programme helps individuals build knowledge and make informed decisions, but each learner is responsible for seeking professional advice where necessary before making actual investment decisions.
2. Who Can Use the Programme
The programme is intended for learners, parents, youth, families, schools, community groups, and other participants who want to improve their understanding of money and investment. For a participant under 18 years of age, a parent, guardian, teacher, or responsible adult should support or supervise their participation.
3. Accounts and Access
If you create an account, you are responsible for keeping your login details safe. You should not share your password with other people. You must tell the programme team as soon as possible if you think someone has used your account without permission. The programme may suspend or close an account if a user breaks these terms, uses the platform in a harmful way, or provides false information.
4. Fees and Payments
The programme requires payment, such as paid courses, workshops, downloads, or coaching sessions. Any fees charged will be explained before payment is made. By making a payment, you agree to pay the stated amount using an approved payment method. The programme may update prices, course options, or service packages from time to time.
5. Refund Policy
Payments made for the course or programme are non-refundable, unless the programme states otherwise in writing or the law requires a refund. Participants should review course details carefully before making payment.
6. Learning Content and Accuracy
The programme tries to keep all information clear, correct, and up to date. However, mistakes such as typing errors, missing information, or outdated examples may sometimes appear. The programme may correct, update, or remove information at any time without notice. Educational examples may be simplified for teaching purposes and may not reflect every real-life investment situation.
7. No Personal Investment Advice
The programme does not give personalized investment recommendations. Nothing in the training, workbook, slides, templates, discussions, website, or other materials should be understood as a direct instruction to buy, sell, or choose a specific investment product. Learners should do their own research and, where needed, speak to a qualified financial, legal, or tax adviser before taking action.
8. Links to Other Websites
The programme website or materials may include links to other websites, apps, videos, or learning resources. These links are provided for convenience and learning support only. The programme is not responsible for the content, privacy practices, products, or services of external websites or third parties. Users should read the terms and privacy notices of those websites before using them.
9. Personal Data
To provide the programme, some personal information may be collected, such as your name, email address, phone number, organization, payment details, or learning progress. Privacy notices should clearly explain what data is collected, why it is collected, how it is used, and with whom it may be shared. Personal information will be used only for purposes related to the programme, such as registration, communication, course delivery, follow-up, certificates, payment processing, and service improvement, unless the law allows or requires another use.
10. Privacy
Your privacy matters. By using the programme, you also agree to the applicable Privacy Policy. You agree to the collection and use of information in accordance with our policy layout. We will not use or share your information with anyone except as described in these Terms and Conditions.
12. Acceptable Use
Users must use the programme respectfully and lawfully. You must not:
- Use the programme for unlawful purposes.
- Upload false, harmful, or misleading information.
- Harass, insult, threaten, or discriminate against other users.
- Copy, damage, interfere with, or misuse the website or its systems.
- Upload viruses, malicious software, or harmful files.
- Use the content in a way that misrepresents the programme as giving personal financial advice.
The programme may suspend or remove access if a user breaks these rules.
13. Intellectual Property
Unless stated otherwise, the learning materials, course notes, workbook templates, slides, branding, graphics, downloads, and website content belong to Ary Invest Learning or are used with permission. These materials are protected by intellectual property rules. Users may use the materials for personal learning, classroom delivery, or approved training purposes only. Users may not sell, copy for commercial use, republish, or distribute the materials as their own without written permission.
14. Child Participation
Where the programme includes children’s materials or family learning tracks, adults remain responsible for guidance and supervision. The programme does not ask children for unnecessary personal information. If activities involve children, parents, guardians, teachers, or facilitators should ensure that the learning is safe, age-appropriate, and well supervised.
15. Security
The programme will take reasonable steps to protect personal information and keep the website or platform secure. However, no internet-based system is completely secure, and absolute security cannot be guaranteed. Users should also take care to protect their own devices, passwords, and internet connections.
16. Changes to These Terms
These Terms of Use may be updated from time to time. When that happens, the updated version should be posted on the website or shared through the programme’s communication channels. Continued use of the programme after changes means you accept the revised terms.
17. Contact Details
For questions, concerns, or technical requests related to these operational Terms of Use, please reach out directly through our dedicated channels:
Go to Contact Support Page